Sermon

Entrusted With Resources - Putting Money In its Place

Crossway Bible Church | Sermons

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  1. Let's talk about what 1 Timothy 6 says about money.

  2. If you haven't gotten to 1 Timothy 6, verse 17

    1 Timothy 6:17

  3. by now, I don't know if I can help you.

  4. But 1 Timothy is a letter written by the apostle

  5. Paul to his protege Timothy, who is the pastor of

  6. a church in Ephesus. Ephesus is a pagan city. It's

  7. a wealthy city. There's all kinds of pagan notions about

  8. money in this congregation called Ephesus. And Paul writes to Timothy,

  9. their pastor, saying, hey, this is how you should pastor

  10. this church. He writes another letter called Second Timothy also

  11. about here's how you should pastor this church. And it

  12. includes a lot of instructions about pastoring the church through

  13. issues of money. It includes probably the most famous thing

  14. that the Bible says about money. The love of money

  15. is a root of all kinds of evil. Paul has

  16. just finished saying that in verse 10 of this chapter.

  17. And then he gets to these three verses, 17, 18,

  18. and 19. And when I read these verses, it makes

  19. me think of a scene from Tom and Jerry's. Like this.

  20. And kids, if you've never seen Tom and Jerry, I

  21. don't know what to tell you. Maybe you've seen a

  22. TikTok clip of this, right? It's the one, it's the

  23. one where Tom is trying to win the affections of

  24. the lady cat, right? And so he's bringing a box

  25. of chocolates and long stem roses, and he's trying to

  26. win the affections of the lady cat. But then there's

  27. this other cat who's also trying to win those affections.

  28. And so there's a contest. It's a contest, a wooing

  29. contest to see who can win the affections of the

  30. lady cat. And when I read this passage, that's the

  31. scene that comes because this is exactly how Jesus talks

  32. about money and God. Not the Tom and Jerry part,

  33. the contest part. He says, you cannot serve God God

  34. and money. You cannot serve both masters. You will either, what?

  35. Love the one. This is what Tom's heart does. And

  36. hate the other. Or hate one and love the other.

  37. It's a contest. It is actually always spiritual warfare. The

  38. thing is, Money is a liar. It's bringing a half-eaten

  39. box of chocolates. It's flowers or plastic. It's not telling

  40. them the truth. And nevertheless, it often wins our affections.

  41. Let's read this passage together. And as we do, I'd

  42. like you to listen for instructions about handling money differently.

  43. As if your affection belonged to someone else, to Jesus.

  44. 1 Timothy 6, 17. As for the rich in this

  45. present age, charge them not to be haughty, not to

  46. set their hopes on the uncertainty of riches, but on God,

  47. who richly provides us with everything to enjoy. They are

  48. to do good, to be rich in good works, to

  49. be generous, to be ready to share, thus storing up

  50. treasure for themselves as a good foundation for the future.

  51. This is the word of the Lord. Money and Jesus

  52. looking to win your affection. It's a contest. It's a

  53. spiritual battle. And in this message, I'm just going to

  54. focus on two areas in which this context takes place.

  55. And you can just write them down so that it's

  56. clear where I'm headed, right? In the area of real certainty, right? Money,

  57. our hearts whisper to us, hey, money will provide real certainty.

  58. It's a lie. And the area of real abundance, right?

  59. Our hearts whisper to us, hey, money will provide real abundance.

  60. It's a lie. Those are the two areas we're going

  61. to look at from this passage. But let me start

  62. with this. You may have noticed it says, as for

  63. the rich in this present age, charge them. Rich? I'm

  64. not rich. Why are you talking to me, pastor? Right? Right?

  65. I mean, I'm talking to you, first of all, because

  66. I'm a pastor and Paul's saying to this pastor, hey,

  67. you gotta do this. This is your job. You gotta

  68. charge people. You gotta instruct them about money. And I'm convinced,

  69. I am more convinced than ever, we don't talk enough

  70. about money in church. We don't talk enough about it.

  71. Not too much. This is the job. But why am

  72. I talking to you? You're like, I'm not rich. Me neither.

  73. Me neither. I mean, I do live in a house

  74. whose floors are not dirt and the rain doesn't get

  75. in and the bed is a million times higher quality

  76. than what we have at man camp. But I'm not

  77. rich or anything. I mean, I have a machine on

  78. my wall in my bedroom where I tell it what

  79. temperature I want the air to be around me, and

  80. it doesn't. I have another machine that I put food

  81. in and it keeps it cold for as long as

  82. I want. I have to cram it in there. I've

  83. got too much in there. So I have another one

  84. in the garage. But I'm not rich or anything. Sometimes

  85. when a little space opens up in the keeping the

  86. food cold machine, I will go to visit my servants.

  87. I have a whole army of servants. Most of them

  88. are agricultural servants. They harvest all my food for me,

  89. both in the field and amongst the herds. And then

  90. another group of servants produces that into finished products that

  91. then they stock in this giant, giant place. And I

  92. drive in my driving machine seven minutes away and I

  93. gather what my servants have prepared for me Sometimes I

  94. don't even get out of the driving machine, they just

  95. put it in the trunk. Sometimes that's not good enough.

  96. Sometimes I go to a place where I have my

  97. servants cook the food for me and bring it to

  98. my table and they say, is everything okay? But I'm

  99. not rich or anything. Next month, I'm gonna get in

  100. a flying machine and I'm gonna go and be with

  101. half of my family in a big house and for

  102. three days, we are going to eat food but I'm

  103. not rich or anything. Dude, you're rich. This comes at us.

  104. This comes at us. And if you would say, if

  105. you're here in this room this morning and you would say, actually, pastor,

  106. I don't have those things. or I'm desperately at risk

  107. of losing all of those things. I, I know I

  108. get the point that you're making pastor, but I am

  109. really in need. I want you to know two things. One,

  110. this church is ready to help you. We have a

  111. whole fund that we use just to help people who

  112. are in need in this church. No one has ever

  113. missed a meal. No one has ever gotten kicked out

  114. of their house. We will help you. And we've got

  115. a whole team that will help you and coach you

  116. in managing money. We do it regularly. So that's the

  117. first thing I want you to know. Help is available

  118. for you, both in terms of helping you out of

  119. the ditch and also help keeping you out of the

  120. ditch if coaching will help you with managing money. So

  121. here's the second thing. Once you get the help, you're

  122. going to be rich. So you better listen. God and

  123. money are continually in a contest for your heart. So

  124. how will you continually keep money in its place? Inspect

  125. what they're promising. Inspect what they're promising. Here's the first area.

  126. In the area of certainty. Inspect what God and what

  127. money are promising in the area of certainty. He says

  128. in verse 17, charge them not to sell. their hopes

  129. on the uncertainty of riches. This is a deceit that

  130. money holds out to win your affection, pretending your heart

  131. is stupid. Your heart is stupid. Your heart is stupid.

  132. And it sees the plans that you can make with

  133. money and then believes that they are certain. And they

  134. are not. Actually, the first thing that Paul says about

  135. to charge them about is not to be haughty, not

  136. be haughty, not be prideful. In other words, don't let

  137. your worth get mixed up with your money. I hate

  138. the term net worth. I think it's disgusting. I know

  139. it's a term we use if you're in a certain

  140. industry and that sort of thing. So I'm not throwing

  141. any rocks at you. I'm just saying the thought that

  142. your worth and your money would actually be connected is

  143. flatly unbiblical. You are no more made in the image

  144. of God than any of your fellow humans. And there

  145. is no one whose soul is just a little less

  146. immortal than yours. Because they have less in the bank.

  147. Don't be haughty. And then he says, and don't set

  148. your hope on the uncertainty of riches. The heart is

  149. a hoping organ. The heart is a hoping organ. And

  150. when it sees something, it believes it can wrap its

  151. tentacles of hope around like money. It does so, but

  152. you should know it's a deceit. If you inspect what

  153. riches have to offer in the way of certainty, you

  154. will find that it is at best a half-eaten box

  155. of chocolates from your suitor. Proverbs say, cast but a

  156. glance at riches and they will sprout wings and fly away.

  157. Anybody got a story? That's not to say that there's

  158. not such a thing as wise savings. There is. The

  159. Proverbs also say, a fool consumes all that he receives

  160. as soon as he gets it. There's absolutely such a

  161. thing as saving properly. Saving with plans. but though you

  162. may have plans for those savings, let me just tell you,

  163. there is no certainty in those savings. Anybody got a story?

  164. In fact, and this is a little mind-blowing for me,

  165. if you examine the pages of Scripture, about financial thriving,

  166. you will find that there is way more emphasis in

  167. the pages of Scripture regarding financial thriving as it relates

  168. to giving than it has to do with saving and investing.

  169. That's true. Words of Christ are these. Do not lay

  170. up for yourselves treasures on earth where moth and rust

  171. destroy things. Thieves break in and steal. Rather, lay up

  172. for yourselves treasure in heaven. Thieves break in and steal.

  173. Moth destroy. Rust destroy. Riches are uncertain. Jobs get lost.

  174. Stock markets crash. It's coming, y'all. I don't know when.

  175. But it happens. It happens. Inflation. I don't mean just

  176. like 2%, 3%, 4%, 5%. In my dad's country, inflation

  177. went to 50%, then it went to 100%. The way

  178. they changed the prices in the grocery store is they

  179. just walked out with another zero.

  180. Uncertainty.

  181. Even if the stock market doesn't crash and the inflation

  182. doesn't run away, you don't lose your job, you can

  183. have your nice, neat stack and get sick. Then whose

  184. will it be? And we're so tempted to look at

  185. our paychecks and our bank accounts or our investments and

  186. And our heart whispers, never leave me or forsake me.

  187. As if it could keep that promise. Or, I lift

  188. my eyes up to the numbers. From where does my

  189. help come? Paul says... But instead, verse 17, but instead,

  190. but on God. Set your hope on God. Who richly

  191. provides us with everything to enjoy. Again, our heart is

  192. a hoping organ. Our heart is a hoping organ. And

  193. what Paul is instructing Timothy to instruct the entire church

  194. is to, hey, help them pray. Get their fingers pried

  195. off of money as a certainty and put it around,

  196. put their heart's fingers around the robe of the only sovereign,

  197. the king of kings and lord of lords. He provides

  198. it all. That's where our hope belongs. God is the source.

  199. Your paycheck's just a means that he might use. God

  200. is the source. Your investments are just a means that

  201. he might use. God is the source. These other things

  202. are just faucets. If I'm used to getting water from

  203. the kitchen sink and the kitchen sink faucet breaks, am

  204. I going to go die of thirst? You know how

  205. many other faucets I have in the house? God may

  206. be using one means in your life now, but he

  207. can provide any other Don't set your hope. Don't set

  208. your hope on just one faucet that God has. We

  209. should meditate on these things. We should meditate. We should

  210. look at the money in our life and just declare

  211. in our hearts. Our hearts are tempted to whisper. Let's

  212. talk back. Say, money, your power is very small. It's

  213. very small. There's so much you cannot do. So much

  214. you can't do, money. And you could be gone tomorrow.

  215. You could be gone tomorrow. But my God, there is

  216. nothing he can't do. There's nothing he can't provide. And

  217. there are so many joys and aspects of thriving that

  218. he has in store for me that you could never provide.

  219. And he will never leave me. and he will never

  220. forsake me. My hope belongs in him. And I'll remind

  221. you again tomorrow, heart. What money has to offer when

  222. it comes to real certainty is a deceit. As is,

  223. as is, here's area two, as is what money seems

  224. to pretend to offer when it comes to real abundance.

  225. Real abundance. Paul here in these verses is pointing to

  226. an abundance that matters way, way more. He says in

  227. verse 18, there to do good, to be rich in

  228. good works. He's saying, you rich? Be rich in good works.

  229. That's what matters so much more. That's where you're going

  230. to find real abundance. Why are you working so hard

  231. to accumulate these little pieces of green paper when what

  232. you should really be working hard to accumulate is good works?

  233. The abundance of what is your priority? The abundance of what?

  234. And money so easily becomes the default priority of abundance.

  235. If I have this, then I'll have abundance. Not really.

  236. Not really. It should not have that priority. It shouldn't

  237. have that place. In fact, the way Christ puts it is,

  238. be rich toward God. He puts it that way in

  239. his story. He says, did I tell you the one

  240. about the rich guy who had so much it wouldn't

  241. all fit in his refrigerator? It wouldn't all fit in

  242. his barns. So he got another one put in his garage.

  243. That was me. He had so much it wouldn't all

  244. fit in his barns. And so he says, I know

  245. what I'll do. I will tear down my barns and

  246. I will build bigger ones. And then I will sit

  247. back and enjoy. I'll have it made. I will say

  248. to myself, self, enjoy. You have as much as you need.

  249. And then God speaks up and he says, you're an idiot. Tonight,

  250. your soul will be required of you. It's the miniature

  251. version of a Christmas carol. Right? Dickens has stretched it

  252. out and taken some liberties. I don't know if Dickens

  253. is a Christian or not, but he sure gets the

  254. point across. There is Scrooge, and he thinks that real

  255. abundance is found in coin. And he thinks this is

  256. where real abundance can be found. And it's just so clear.

  257. Have you ever read the story? I love every version

  258. of it. I love every version of A Christmas Carol.

  259. It's one of my favorite things about Christmas. If I

  260. had to pick, I'd go Muppets, but... You can just see,

  261. especially when you read it, and Dickens is amazing, and

  262. you can just see how Scrooge is... Deceived, his heart

  263. is deceived about where real abundance can be found and

  264. he thinks it's in coin, but you can just read

  265. the description of the old man's face and see that

  266. he is poor. And he wakes up. He wakes up

  267. after having been enlightened by these visitors. And he realizes,

  268. I still have a chance. I still have a chance

  269. to use what I have hoarded in coin to actually

  270. find real abundance in good works. And he goes and

  271. he takes care of Cratchit. And he takes care of

  272. Tiny Tim. And he brings the Christmas goose to Fred's

  273. house and everything else. I don't remember. I don't have

  274. to remember. You know the pictures. Where is real abundance?

  275. Rich in coin or rich in good works? And Paul

  276. goes on. He says, to be generous and ready to share.

  277. Be generous and ready to share. In other words, again,

  278. our hearts are stupid. Money coming in easily becomes more

  279. valued than money going out. Right? Right? Right. And money

  280. coming in is okay. I'm for it. I like it

  281. when money's coming in. It's good. But here's what Jesus says.

  282. It's better, it's better to give than to receive. Well,

  283. that's something. Because receiving's great. Right? And giving's better. It

  284. is better to. It is more blessed to. There is

  285. more real abundance in giving and generosity than there is

  286. even in receiving. How do we live that out? How

  287. do we live out that real abundance? Would you like

  288. to see a testimony of it? Yeah? Yeah? We're going

  289. to show you testimony of it. Living out real abundance.

  290. How's it running?

  291. Your generosity changed just being at Crossway.

  292. Have you learned anything specific you've learned something.

  293. At Crossway about giving.

  294. And generosity and generous? Yes.

  295. I think the whole tithing discussions and how we've been

  296. much more intentional about how we steward and I think

  297. it's allowed us to to make that more intentional from

  298. our perspective. And God has just blessed our socks off

  299. in that process. God has been teaching us generosity, generosity

  300. that comes from Him. And I think that's what's made

  301. our giving life joyful and just, like you said, a

  302. privilege to be a part of.

  303. We've learned from our own spiritual growth, but also from

  304. Crossway that... The bulk of our giving, the majority of

  305. our giving needs to be towards gospel-centered missions and that

  306. our church is our primary recipient of our gifts.

  307. And this has been happening gradually, but I think it

  308. got accelerated that it's all God's.

  309. This house is God's.

  310. This building that we're talking about and renovating the second floor,

  311. it's all God's. And so how can we maximize that

  312. in his kingdom or his glory?

  313. We started years ago, well before Crossway, inching our way

  314. up in giving. And God would continue to surprise us.

  315. We would take a, from a very low level, we

  316. would take a step and we'd think, okay, God, we

  317. sacrificed for you. And then he would bless us. And

  318. then we, so we'd be like, okay. And so we

  319. would do it again. And we kept growing and But

  320. we see in hindsight, you can't out give God. And

  321. so I'm not saying that it's a prosperity gospel and

  322. that if you give this amount, he gives you this amount.

  323. But he does bless and provide in ways that are

  324. just remarkable.

  325. And we've seen it in people that have come through benevolence.

  326. and where they have gotten their financial house in order

  327. from a stewardship perspective, and where they get joyful in

  328. the giving process as well. So it's been even with

  329. people we've been walking with, and you hear, I'm not

  330. able to give this or give that, and you see

  331. it in their joy. That's what continues to get me

  332. excited about God has been so very good to us.

  333. And it's great to give back.

  334. Following Christ in giving. It is a joyful, joyful thing.

  335. Reminds me of the two richest people in the New Testament. Probably.

  336. Luke takes them and smashes them next to each other

  337. towards the end of his gospel. One of them we

  338. know as the rich young ruler. The other one we

  339. know as Zacchaeus. Zacchaeus. And the accounts are meant to

  340. be contrasted to each other. A rich young ruler seeks

  341. Jesus out, hunts him down. Zacchaeus does too. He does

  342. it by climbing a tree. A rich young ruler comes

  343. to Jesus and says, what must I have? What must

  344. I do? I want life. I want life. What must

  345. I do? And Jesus says, well, here's what I have

  346. for you. I want you to sell everything, give it

  347. to the poor and follow me. And the scriptures say,

  348. and the young man went away sad. He went away sad.

  349. As Jesus interacted with Zacchaeus, also another very rich man,

  350. Zacchaeus announces, here's what I'm going to do, Jesus. I'm

  351. going to give away half of everything I have And

  352. anybody that I've cheated, I'm going to pay them back

  353. four times. And Jesus just announces, he just announces, salvation

  354. has come to this house. It's a party. And Zacchaeus

  355. knew how to throw a party. One went away sad.

  356. To another, salvation was opened. And to be rich in money,

  357. that's okay. That's okay. but to use money to be

  358. rich in good works, so much better. Money coming in,

  359. that's okay. Money going out in generosity and giving and

  360. good works, it's so much better. Why? It says in

  361. verse 19, thus storing up treasure for themselves as a

  362. good foundation for the future so that they may take

  363. hold of that which is truly life. Storing up treasure

  364. in heaven, taking hold of that which is truly life.

  365. And you say, well, what is it? what is treasure

  366. in heaven? What is heavenly treasure? I'm not sure. But

  367. if Christ says it's better, that's what I want. If

  368. Christ says it's better, I want to use what I

  369. have to store up that. He says it lasts. The

  370. things that you have, the money that you have, the

  371. possessions that you have, they will not last. Even if

  372. they don't expire while you're holding them. Soon your hands

  373. will be cold. They won't hold them any longer. That lasts.

  374. He calls it true wealth. Jesus calls spiritual treasure true wealth.

  375. I want true wealth. He's And he says, it's from him. Listen,

  376. if Jesus has given it, I want it. And I'm convinced,

  377. I'm convinced that we see aspects of the value of

  378. heavenly treasure now. We see it now. I mean, just

  379. the joy, the joy that that brother and sister are

  380. experiencing now because of heavenly treasure. And it's only going

  381. to get better. And my wife and I were talking

  382. about it just last week. She's like, to see discipleship

  383. taking place in this church is way better than anything

  384. that we could spend our money on for ourselves. And

  385. the discipleship and the mutual ministry in this community, the

  386. love in this community is an aspect of heavenly treasure

  387. that we already get to savor now. As one man said,

  388. who disciples a lot of people in these things, I've

  389. never known anyone, anyone to say, you know, I've grown

  390. a lot in generosity and I wish I hadn't. You say, okay, well,

  391. can I release money to take hold of that which

  392. is truly life? I thought this was all about where

  393. I put my faith, not where I put my money. True.

  394. Here's the thing. Where you put your money says so

  395. much about where you put your faith. Zacchaeus shows us that.

  396. Zacchaeus shows us that. Use your money to take hold

  397. of that which is truly life. Jesus is so much

  398. better than money. Money can't give you real certainty or

  399. real abundance, but Jesus can. He is what verse 15

  400. calls him, the blessed and only sovereign, the king of

  401. kings and lord of lords. He will never leave you.

  402. He will never forsake you. He is the one who

  403. leads you beside still waters and makes you lie down

  404. in green pastures. He is the sovereign worthy of your hopes.

  405. Your hopes. Money doesn't deserve them. He so deserves them.

  406. Money won't die for you. Money won't show you grace.

  407. Jesus did and he does and he will. And when

  408. your heart looks at money and whispers, I think I

  409. can find real certainty there. I think I can find

  410. real abundance there. Don't buy it. Tell your heart to

  411. look at the blessed and only sovereign, the King of King,

  412. the Lord of Lords, to wrap its tentacles around the

  413. robe of the sovereign and don't let go. Let's pray.

  414. Would you stand with me all over this place? Lord,

  415. may it be true. May it be true that your

  416. word comes to your people and they respond in obedience

  417. and in faith and trust and in love. May it

  418. be true. Would every heart in this room Wrap its

  419. hopes around the certainty that you provide. Wrap its hopes

  420. around the abundance that you give. And would we use

  421. what you've given us for those things to become rich

  422. in good works, generous and ready to share, or that

  423. we would have, that we would take hold of that

  424. which is truly life? even begin enjoying those spiritual things now.

  425. We ask these things in Jesus' name. Amen.