Sermon
United In Our Giving Part 2 - How We Give
Publisher transcript
Transcript
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If you would open up your Bibles to page 627 of your pew Bibles, it's Proverbs chapter 3, if you've brought your own.
Proverbs 3 chapter mention
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Last week I started preaching two sermons on generosity.
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And let me just read this for you. This is Proverbs chapter 3.
Proverbs 3 chapter mention
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I'm going to focus on 9, and I'm actually going to focus on one word in verse 9.
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Honor the Lord with your wealth and with the firstfruits of all your produce.
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Honor the Lord with your wealth and with the firstfruits of all your produce.
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May God bless the hearing and application of His word.
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Let's say this week you get an unexpected phone call from an estate attorney.
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Your recently deceased neighbor, she was in her 80s, and you and your family had essentially adopted her.
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You were showing her kindness. You were helping her out in so many different ways.
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Well, it turns out she wrote you into her will.
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You didn't plan that. You weren't pining for that.
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You didn't even know she had any money.
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You were just seeking to love your neighbor.
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This lawyer says, I'm just calling to let you know that you're going to be receiving $10,000
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from Gladys' estate by the end of this month.
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So for us, it'd be like this coming week. We'd get $10,000 in the mail.
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Let me ask you a question.
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What do you do?
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How does God want you to respond to that?
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What should be your attitude, your posture towards that $10,000?
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And then what should be your actions, your practice?
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What do you do with that?
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I hope you're at least asking this.
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As God's steward of all that He has given you,
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you're asking God, what would you have me do with this?
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What would you do with this?
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Let's move from a kind of one-time windfall
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to now your monthly income.
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Most of us in this room are receiving some kind of monthly income.
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Maybe you are receiving $20,000 a month,
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$10,000 a month.
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Maybe you're receiving $5,000 or $3,000 a month.
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Maybe you're receiving $5,000 or $3,000 a month.
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What should be your posture toward that monthly income?
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And what should be the practices of good stewardship
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in stewarding that money in a way that pleases the Lord?
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Now, if you weren't here last week,
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I preached on Proverbs 3, 9 and 10,
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and I was trying to make a case that the gospel of Jesus Christ
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radically, radically changes our hearts towards money.
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Instead of seeing money for our own glory,
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now we have been rescued and money is a means to God's glory.
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So we're going to steward it to God's glory
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because we're God's stewards trusting in God's promises.
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This is what the gospel does.
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It de-golemizes us.
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Remember that?
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My precious.
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The love of money is like the ring of power in our hands.
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It's not a ring.
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It's usually on our smartphones
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where we're looking at our bank accounts.
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Oh, my precious.
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The gospel rescues us from that.
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This morning, I want to move from
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the why we give last week
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to the how we give.
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And it's that word firstfruits
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that is such a help.
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When you read that in 3.9,
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firstfruits,
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with the firstfruits,
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we're to honor the Lord
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with the firstfruits of all your produce.
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The original recipients would have been thinking
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like the firstfruits of their barley harvest,
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of their wheat harvest.
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There's multiple harvests
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during the growing year in Israel.
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Or if you had a flock,
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it would be the firstfruits of your flock.
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And it's okay to think in terms of sequence,
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like this is the first we give back to God
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of what He's given to us.
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But this word is not just sequential
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in its firstfruits.
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This word is qualitative.
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We give our best to the Lord.
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When we honor the Lord with our wealth,
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we give Him the best we have.
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And so this morning,
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what I want to help you to think through is,
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you're going to hear me say that,
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give your best to the Lord.
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In light of what Christ has done for us,
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let's give our best to Him.
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And so, I want to help you think through
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how to give your best to the Lord
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attitudinally,
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and how to give your best to the Lord
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by way of action.
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How to give your best to the Lord
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by way of posture of heart,
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and how to give your best to the Lord
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by way of practice.
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There is much grace here.
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Now, let's just state the obvious.
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There in this room are people
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with a wide range of incomes.
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Not all of us have the same income,
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and that's okay.
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We're not making any claim
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that all of us should have the same income.
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But here's what's going to unite us,
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brothers and sisters, as a church.
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It's when we are united
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in giving our best to the Lord
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with whatever He's given to us.
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When we are doing that together,
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it unites us in a God-pleasing posture.
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And so let's give our best to the Lord.
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Whatever He's given of us,
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let's give our best back.
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And let's start off with this
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kind of sense of attitude, of posture.
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By attitude and posture,
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what I'm talking about
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essentially is your motivation.
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What is the motivation
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behind your stewardship in general
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and your giving in particular?
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And in order to drill down into that,
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we're going to move away
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from Proverbs chapter 3,
Proverbs 3 chapter mention
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and I want to bring you
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to a passage in 2 Corinthians.
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It's in 2 Corinthians 8 and 9.
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If you're looking at your pew Bible,
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it starts on page 1149.
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And so I just want to give you
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some background of what's going on
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in 2 Corinthians 8 and 9.
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At this time in the first century,
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there was a devastating famine
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that had broken out in Jerusalem
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and the surrounding areas of Jerusalem.
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And it was wreaking havoc
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in the Jerusalem church.
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So the Jerusalem church
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were primary Jewish Christians,
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and they were now suffering
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because of this famine.
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And so the Apostle Paul does something.
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It's one of the first Christian relief efforts,
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a Christian relief fund.
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Do you know what the Apostle Paul does?
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He reaches out to primarily Gentile churches
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around the Mediterranean basin,
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churches in Macedonia,
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and the churches in Galatia,
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and the church of Corinth.
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And he says,
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okay gang,
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what can you do
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to help your brothers and sisters
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in the Jerusalem church?
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And so what he's doing
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in 8 and 9
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is he's circling back
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to a commitment
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they had already made,
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and he's motivating them to give.
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And so for us,
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it's very helpful
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because we're going to apply this
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not to a one-time gift
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to people in need.
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We're going to apply this
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to our monthly stewardship of God,
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what he entrusts to us.
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And so with that said,
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what I want you to see
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in 2 Corinthians 8 and 9
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are three motivations,
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three attitudinal
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kind of lining up
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to what pleases God.
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The first one is this.
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It's in 2 Corinthians 8, 8 and 9.
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It's gospel.
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It's a gospel-shaped generosity.
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It's attitudinal.
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It's posture of heart.
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It's motivational.
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Look what he says.
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In verse 8 he says,
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I say this not as a command,
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but to prove by earnestness
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of others that your love
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is also genuine.
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He's talking about this relief effort
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that they've been kind of gathering
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for about a year
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and they're going to send it.
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And he says in verse 9,
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for you know the grace
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of our Lord Jesus Christ
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that though he was rich,
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yet for your sake he became poor
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so that you by his poverty
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might become rich.
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This is a gospel motivation
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towards generosity.
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What's being said here
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is that Jesus himself
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became poor
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so that he would enrich us
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with salvation
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and that should motivate us
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in our giving
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to divest ourselves
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of some of our wealth
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to help other people
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become enriched in Jesus.
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Jesus.
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It's a gospel motivation.
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The idea of
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he who became rich,
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he who was rich
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became poor
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is talking about
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his incarnation.
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This is Philippians chapter 2,
Philippians 2 chapter mention
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3 through 11
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where Jesus who
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before he took on flesh,
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before the second person
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of the Trinity
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was incarnated,
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he was in glory in heaven
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and when he took on flesh,
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he took the form of a servant.
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He humbled himself.
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He became poor
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and then he lived
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a perfect life,
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died on the cross
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and through that death
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and resurrection,
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he brings wealth
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to sinners.
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He makes us rich
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for those who believe.
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Yet for your sake,
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he who was rich
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became poor.
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And you know what kind
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of riches
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it's the riches
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of salvation.
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It's the riches
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of God's grace
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that are in Christ Jesus.
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It's Jesus himself.
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Our riches
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in Christ.
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Jesus is our treasure.
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And so,
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when you think about this,
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that Jesus is our treasure,
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can you stack Jesus up
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next to anything
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you could possibly think of
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on this planet
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and say,
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how could that
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in any way
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be more valuable
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than him?
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This gospel motivation
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gets at something
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in us
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in which
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God is saying to us,
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just as your God
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became poor
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to make you rich,
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so now you
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handle your wealth
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to make others
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rich in Jesus.
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it's powerful motivation.
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It's powerful motivation.
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Didn't deserve it.
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We didn't deserve
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Jesus becoming
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poor to make us rich.
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That's why we read
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that this is
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the grace
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of our Lord Jesus Christ.
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Christ.
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So this first
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motivation,
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this first dimension
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is gospel.
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The second aspect
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of it is
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generosity.
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We're to be generous.
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If you flip over
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to 2 Corinthians 9,
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6,
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Paul starts drawing
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on a particular
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illustration,
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particular way
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of being
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that that congregation
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would have been
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very familiar with.
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The point is this,
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Paul writes,
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whoever sows sparingly
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will also reap sparingly,
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and whoever sows
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bountifully,
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generously,
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will also reap
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bountifully.
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We're not talking
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about sowing
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as in a sowing machine.
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What we're talking
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about is
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sowing seed.
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We're talking about
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planting
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and growing
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and harvesting.
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And Paul
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is using
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this
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illustration
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to attend
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to how we give.
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You sow a little,
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you reap a little.
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You give a little,
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you reap
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a little.
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The sowing
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is analogous
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to financial giving.
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Giving of your
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financial resources.
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And we're not
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to give minimally
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according to what
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Paul is saying here
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is the
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principle is we
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give generously.
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We give abundantly.
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Now, if you flip
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back to 2 Corinthians
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8,
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Apostle Paul does
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something really
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interesting.
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In verses 1 and 2,
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he brings up
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some other churches.
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The churches
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of Macedonia.
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And he's kind of like,
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you know what,
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Corinthians,
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let me just tell you
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what the Macedonians
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are doing.
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And then he goes on
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in verse 3
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and he says,
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for they,
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the Macedonian churches,
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gave according to
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their means,
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as I can testify,
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and beyond their means
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of their own accord.
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In other words,
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they had started
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to give sacrificially.
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Going beyond their means.
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These Macedonians
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who had nothing
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were finding ways
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to give
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because they
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had a gospel
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motivation going on.
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And they want to be
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part of this
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relief effort.
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They want to be part
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of what God was doing.
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And so,
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what we see here
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is not only just
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a sowing,
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not of a little,
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but a sowing
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of abundance
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and even moving
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into sacrificial
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giving.
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It's kind of like this.
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Let's say we're
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living in first,
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let's say we're
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living in Corinth,
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but it's Corinth
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21st century.
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And if your family
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is kind of a,
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you stop at Starbucks
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a lot.
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And there's not
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necessarily wrong
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with that,
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but let's say
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you hear about
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this need
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in the Jerusalem church
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and you gather
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your family,
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you're a dad,
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you're leading your home
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and you're like,
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here's what we're
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going to do, gang.
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We're going to go
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without Starbucks
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all year long
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and we're going to
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take the stuff
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that we'd spend
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for Starbucks,
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we're going to
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pile it up
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and we're going
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to send it
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to the church
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in Jerusalem
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because we can
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go without Starbucks
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so that they can
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eat.
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It's that kind
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of mentality,
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others oriented.
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What is really
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interesting is when
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you start asking
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the question,
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well, what is
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the abundant
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harvest that's being
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talked about here?
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If we're to sow
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abundantly,
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we're going to
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reap abundantly,
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what is the
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abundant reaping
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that we're talking
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about?
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And you start
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to see it
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at the end
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of chapter 9,
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starting in verse 11,
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I'm going to
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highlight some
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words for you.
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You will be rich
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in every way,
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to be generous
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in every way,
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which through us
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will produce
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thanksgiving
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to God.
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Verse 12,
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for the ministry
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of this service
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is not only supplying
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the needs of the saints,
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but is overflowing
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and many thanksgivings
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to God.
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By their approval
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of this service,
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they will glorify God
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because of your
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submission that comes
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from your confession
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of the gospel of Christ.
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Gospel-driven
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generosity
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and the generosity
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of your contribution
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for them
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and for all others
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while they long
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for you
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and pray for you.
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It's uniting
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these Christians
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because of the
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surpassing grace
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of God upon you.
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Their generosity
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is an outworking
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of God grace
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in them.
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And then Paul says,
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thanks be to God
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for his inexpressible gift.
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The harvest
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is thanksgiving
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among God's people
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all over the place.
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God gets the glory.
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God gets the praise.
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He knits his churches
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together.
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And everybody's saying,
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yes and amen,
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isn't this good?
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It's the second
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kind of attitudinal feature
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in this passage.
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We saw gospel.
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Now we've seen generosity.
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The last thing
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I want you to see
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is the joy
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in 9-7.
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Each one must give
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as he's decided
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in his heart.
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We all have
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different incomes.
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We're all in
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different situations.
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But we each must decide
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before the Lord
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what we give.
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Not reluctantly
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or under compulsion
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for God loves
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a cheerful giver.
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Would you look at
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the person next to you
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and just say,
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God loves
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a cheerful giver?
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God loves
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a cheerful giver.
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And the way
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that Paul is talking
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about cheerful giving
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in the actual verse,
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he qualifies it
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with some nots.
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He says,
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cheerful giving
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is not reluctantly.
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Could you imagine
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someone writing a check
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to Christ the King Church
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and they're kind of like,
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oh, fine.
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Yeah, okay.
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I'll write this,
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I guess.
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Take it.
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You're kind of reluctant.
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Paul's like,
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keep it.
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God loves
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a cheerful giver.
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A voluntary giver.
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Not under compulsion.
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You don't feel like
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you're having
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your arm twisted.
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But this is flowing
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out of God's work
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of grace.
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This is flowing
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out of what Christ
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has done for you
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and you're like,
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you just,
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give me opportunities.
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Have you heard
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of those stories
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about churches
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that pass the plate
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and the head
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of the stewardship
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committee looks
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at the plate
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and that's not enough
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and they pass
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the plate again?
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It's called compulsion.
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It's a little manipulative.
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Let's just see
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what God's word says
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and let's respond
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in faith.
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A cheerful heart
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is a heart
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shaped by gospel grace.
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It's a heart
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that is generous
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in wanting God
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to be exalted
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and praised.
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it's a heart
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that is finding
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joy
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in what God
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is doing
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and is happy
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to share
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their wealth.
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It's this
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kind of idea
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where you're like,
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whatever I'm contributing,
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if that's going
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to more
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and more people
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treasuring Jesus
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above all else,
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it's going
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to more and more people
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that Jesus
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is the treasured
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center,
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the controlling
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center of their lives.
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Oh,
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go
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with joy.
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So,
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these are what
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goes into
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forming
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a mature Christian
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attitude
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when it comes
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to stewardship
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in general
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and then giving
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in particular.
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So,
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let me ask you,
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let's do an audit.
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How does your heart
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line up?
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how is the gospel
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shaping,
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motivating
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your stewardship
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and your giving?
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How is this,
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is there,
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is there this sense
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of abundant,
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I want to be giving
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more abundantly,
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not sparingly,
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but abundantly
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so that there would be
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this harvest of praise
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to God.
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is that functional
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in you?
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Is there joy
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in your heart
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as you give?
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Now,
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if you're saying,
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well,
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no,
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I'm not really,
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do you know
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what you do?
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You run
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to chapter 8,
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verse 9,
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and you give thought
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to the second person
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of the Trinity
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becoming poor
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in order to make you
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rich with Him.
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That gospel
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tending to your heart
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will bring about
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a God-pleasing change.
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So,
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this is getting at,
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hey,
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let's give our best
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to the Lord
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and it starts
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with attitude.
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It starts with heart posture.
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So,
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for the balance
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of our time,
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what I'd like to do
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is,
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what does it mean
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to give our best
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to the Lord
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by way of actions
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and by way of practice?
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So,
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let's say
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that you bring
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this gospel-shaped heart
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to your $20,000
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a month income
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or $10,000
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or $5,000
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or $3,000
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and your posture
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has been transformed
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towards this money.
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You're like,
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Psalm 24,
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1,
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all of this
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is the Lord
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so I'm going
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to give back
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some of it
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to the Lord
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with joy.
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Now what?
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What does that look like?
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I wish someone
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would have told me
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what I'm about to tell you
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when I was 23 years old.
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This isn't rocket science.
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What I'm about to share with you
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is common grace,
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but I think it will help you.
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Here are three categories
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to think about
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all of your income
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of what God entrusts you.
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Here are three ways
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to think about it.
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Three words,
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give,
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save,
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spend.
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And as a starting point,
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you want to be thinking
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very practically
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to be giving 10%
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of what God has given you,
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to be saving 10%
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of what God gives you,
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and to be spending 80%
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of what God gives you.
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Just as a starting point.
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And so it just gives you
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something to aim at.
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And so what I'd like to do now
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for the rest of our time
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is just kind of unpack
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these things.
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I'm going to spend
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the bulk of my time
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in the giving category,
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move to saving,
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and then if I've got some time,
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I'll talk about spending.
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Give your best
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to the Lord
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of your monthly income.
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9-7,
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each one must give
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as he decided
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in his art.
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Each one of us
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is to be stewarding
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that which God entrusts to us.
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We're to give
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a portion of that
-
back to the Lord.
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First fruits,
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the best.
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The first,
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the best.
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So the principle
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I want you to hear right now
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is when you give,
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don't give leftovers
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at the end of the month.
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Give the best
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at the beginning of the month.
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start there,
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and if you come up short,
-
you're going to deal
-
with that in your spending,
-
not your giving.
-
Decide how much.
-
And the,
-
under the Old Covenant,
-
Old Covenant saints
-
were commanded
-
to give 10%
-
of their monthly produce,
-
of their monthly income.
-
And when we get
-
to the New Testament,
-
the New Testament
-
is rather silent
-
on the tithe.
-
And so,
-
you really can't make
-
this airtight argument
-
either way
-
for the tithe
-
in the New Testament
-
because it's pretty quiet on it.
-
But I'm with Randy Alcorn.
-
Randy Alcorn
-
wrote this book,
-
The Treasure Principle.
-
I think we've got
-
four copies still
-
at the Connect Desk
-
out there
-
if you want this.
-
It's outstanding.
-
What Randy Alcorn does
-
is he makes this case
-
of using the tithe
-
to help you give.
-
Think of the tithe
-
as training wheels
-
on your giving bike.
-
Just getting started.
-
And it helps you
-
in terms of aiming
-
at something
-
to be giving back
-
to what God is giving you.
-
Giving your best
-
back to the Lord.
-
And you know what?
-
You're going to find this.
-
Because
-
riding your bike
-
with training wheels
-
is kind of fun.
-
Riding your bike
-
without training wheels
-
is even better.
-
And so,
-
see those training wheels
-
as to get you going.
-
But you don't have to stay
-
riding your bike
-
with training wheels on
-
if you're able.
-
He makes this case,
-
Randy Alcorn,
-
when it comes to the tithe.
-
The old covenant saints,
-
well,
-
they were commanded
-
to give 10%.
-
How much more
-
should new covenant saints
-
who know the grace
-
of the Lord Jesus Christ
-
give more?
-
There's this study
-
that was done.
-
I came across it
-
this past week
-
getting ready.
-
It's called
-
The Giving Gap.
-
Changes in Evangelical Generosity.
-
It's really interesting.
-
I just read
-
the executive summary,
-
which is 12
-
kind of summary statements.
-
And
-
this is what
-
the eighth summary statement is.
-
Generosity is the proportion
-
of household income
-
given away.
-
Now,
-
this is all evangelicals
-
in the American church
-
over 2024.
-
Think of it as a percentage
-
of your annual income.
-
The average donor gives
-
Do you know how,
-
do you know what the percentage is?
-
The average donor gives
-
blank of household income
-
to the church annually.
-
It's 2.8%.
-
And that's down
-
from 3.2%
-
in 2021.
-
It's interesting.
-
It's like,
-
okay,
-
giving's good.
-
We're giving something.
-
But if you're going to
-
talk about this
-
in terms of
-
giving sparingly
-
versus giving abundantly,
-
where would that fall?
-
And where would that fall
-
in terms of prioritizing
-
your giving,
-
giving your best
-
to the Lord?
-
It's a helpful
-
assessment
-
of where the American church
-
is,
-
the wealthiest church
-
in the world.
-
It's a helpful
-
So maybe right now
-
you're saying,
-
10%?
-
We can never do that.
-
How about this?
-
How about
-
asking the question,
-
what can
-
you do?
-
Are you giving
-
to begin with?
-
And
-
what's your next step
-
in your giving?
-
Can you start
-
looking at
-
what you spend
-
and say,
-
you know what,
-
that's a want.
-
We don't need that.
-
Let's reassign
-
that to
-
that which is
-
even more pleasing
-
to the Lord.
-
Are you giving at all?
-
What's your next step?
-
And see the 10%
-
as training wheels
-
to be
-
getting going
-
in your giving.
-
And remember,
-
Jesus became
-
poor
-
to make us
-
rich
-
so that
-
we
-
could
-
sow
-
abundantly
-
so that
-
more and more
-
people
-
would reap
-
a praise
-
harvest
-
to the Lord.
-
Finding their
-
treasure in
-
Jesus.
-
I was going to
-
talk about
-
frequency.
-
I'm going to
-
skip that.
-
Here are two
-
thoughts.
-
I was given
-
this book
-
by a brother
-
from the church
-
to read.
-
It's called
-
True Riches.
-
It's by
-
John Cortinez
-
and Gregory
-
Baumer.
-
It's a really
-
helpful book.
-
I'd recommend it.
-
I don't agree
-
with everything
-
in it.
-
But you know
-
what was
-
challenging
-
about this
-
book?
-
Here's what's
-
challenging
-
about this
-
book.
-
They raised
-
the question
-
of what do
-
you base
-
your lifestyle
-
on?
-
Do you base
-
your lifestyle
-
on your
-
income
-
or do you
-
base your
-
lifestyle
-
on your
-
giving?
-
It was a
-
very challenging
-
and provocative
-
question.
-
So it started
-
us re-evaluating
-
hey what do
-
we need
-
what do we
-
need to
-
live on
-
so that we
-
can free
-
up more
-
money to
-
give?
-
Because we
-
delight in
-
Jesus.
-
Another thought
-
is this.
-
It's about
-
progress.
-
It's about
-
growth.
-
Giving is an
-
act of grace.
-
2 Corinthians
-
8.
-
It's something
-
that God
-
is at work
-
in us
-
and we
-
respond to
-
and step
-
into
-
and experience
-
more and more
-
of his joy
-
so what's
-
your next
-
step?
-
What's
-
your next
-
step
-
individually?
-
What's
-
your next
-
step as
-
a family?
-
How can
-
you excel
-
still more
-
in this
-
act of
-
grace?
-
So
-
giving.
-
Give.
-
Give your
-
best to
-
the Lord.
-
Second
-
category is
-
save.
-
Saving
-
is putting
-
away money
-
and if
-
you're aiming
-
at 10%
-
aiming at
-
it.
-
Just like
-
giving,
-
you're aiming
-
at it,
-
you're moving
-
towards it.
-
That's
-
good.
-
It's just
-
important to
-
start.
-
Can I give
-
you a principle
-
from the
-
Proverbs
-
about saving?
-
This is
-
really helpful.
-
This is
-
Proverbs 13,
-
11 and
-
it says
-
this,
-
wealth
-
gained
-
hastily
-
will
-
dwindle
-
but whoever
-
gathers
-
little by
-
little will
-
increase it.
-
Little by
-
little.
-
saving
-
little by
-
little.
-
So maybe
-
it's long
-
term saving
-
little by
-
little.
-
You're
-
saving,
-
you're putting
-
money away
-
for your
-
retirement or
-
you're building
-
up towards
-
a new car
-
to you that
-
you need to
-
purchase.
-
It's little by
-
little you're
-
putting away.
-
Or it's more
-
of a short
-
term 12 month
-
savings.
-
You're saying
-
okay you know
-
what we've got a
-
summer vacation
-
coming up and
-
so we're just
-
going to put a
-
little money
-
away little
-
bit by little
-
bit kind of
-
throughout the
-
year to be
-
ready for that
-
when it
-
comes or we
-
have a property
-
tax come and
-
due in December
-
and we're going
-
to put away
-
a little bit
-
little bit
-
little bit
-
and be ready
-
to pay that
-
property tax.
-
Christmas
-
we're trying to
-
save now put a
-
little way a
-
little way for
-
Christmas 2020
-
25.
-
And so you're
-
just putting
-
money away
-
tucking away
-
a little little
-
by little for
-
different things
-
coming down the
-
line.
-
But when it
-
comes to saving
-
I want to give
-
you a category
-
that I think
-
you should
-
consider.
-
It's called
-
an emergency
-
fund.
-
And what an
-
emergency fund
-
is is something
-
you save
-
towards.
-
It's usually
-
about $1,000 to
-
$2,000.
-
And how to
-
think about it
-
is like a
-
red case with
-
glass that
-
says break in
-
case of
-
emergency.
-
And so this
-
money for your
-
emergency fund
-
would be something
-
like you have a
-
medical expense that
-
you weren't
-
planning for.
-
you break into
-
your emergency
-
fund.
-
Or you have a
-
house expense
-
something goes
-
big time on your
-
house and you
-
weren't ready for
-
it.
-
Emergency fund.
-
Something else
-
happens.
-
Car expense.
-
Or maybe you
-
have a brother
-
and sister that
-
is facing a
-
crisis.
-
Break into the
-
emergency fund.
-
What then you
-
do is you
-
rebuild the
-
emergency fund
-
after you use
-
it.
-
And what that
-
will do is
-
it will protect
-
your cash flow.
-
It will help
-
you if you're
-
living paycheck
-
by paycheck
-
and maybe you're
-
in a cycle of
-
debt to help
-
you get out of
-
a cycle of
-
debt.
-
When it
-
comes to
-
saving,
-
I just need
-
you to hear
-
this.
-
We don't
-
trust in our
-
savings.
-
savings.
-
We trust in
-
God's promises.
-
But we're
-
wise in doing
-
our savings.
-
The third
-
category of
-
kind of like
-
giving our
-
best to the
-
Lord is by
-
way of our
-
spending.
-
You know,
-
I gave you
-
the percentages.
-
Give 10%,
-
save 10%,
-
spend 80%.
-
You know,
-
you don't
-
have to
-
spend 80%
-
if you
-
don't want
-
to,
-
if you don't
-
have to.
-
You don't
-
have to do
-
that.
-
What has
-
been really
-
helpful for me
-
over the years
-
has been
-
thinking in
-
two categories,
-
what are my
-
needs and
-
what are my
-
wants?
-
Can I just
-
define for you
-
what a need
-
is?
-
A need
-
is something
-
that is
-
necessary for
-
you to
-
live.
-
It's food.
-
It's clothing.
-
It's shelter.
-
It's, you
-
can make a
-
case for
-
transportation.
-
I think you
-
can make a
-
case for a
-
phone to be
-
functional in
-
our culture.
-
And so,
-
when you start
-
realizing what
-
your needs
-
truly are and
-
then what are
-
your wants,
-
what is
-
unnecessary,
-
but good.
-
Helpful.
-
It gives
-
you a sense
-
of priority.
-
And so,
-
if you're
-
putting together
-
a budget,
-
which is
-
simply a tool
-
to help you
-
steward God's
-
funds,
-
the first
-
things that
-
you're going
-
to want to
-
spend on
-
are your
-
needs.
-
And then,
-
and then the
-
discretionary
-
spending are
-
your wants.
-
Very helpful
-
categories.
-
Now,
-
if you want
-
a helpful
-
exercise,
-
download your
-
monthly bank
-
statement and
-
look at all
-
of what you
-
have purchased
-
as you have
-
made and
-
right next to
-
each one in
-
N or a W.
-
This is a need,
-
this is a want.
-
It'll be
-
interesting to
-
see what you
-
find out.
-
Jenny and I,
-
neither of us
-
are money
-
managers.
-
Neither of us
-
are administrative
-
powerhouses.
-
services.
-
And the tool
-
that has helped
-
us grow us,
-
serve us in
-
our financial
-
stewardship is
-
called a cash
-
envelope system.
-
It's old school.
-
And what it is,
-
is we have this
-
little accordion
-
file with 12
-
slots.
-
And at the
-
beginning of
-
every month,
-
I go to the
-
bank and I get
-
cash out and I
-
put it in each
-
slot for groceries
-
and for
-
upcoming auto
-
maintenance and
-
for clothes and
-
for haircuts and
-
for other things
-
like that.
-
And for us,
-
this is just
-
where we live.
-
It helps us
-
because we
-
always see what
-
we have in a
-
category.
-
And when we're
-
out of it,
-
we're out of it.
-
And it has
-
served us as
-
we want to
-
give our best
-
to the Lord.
-
And if that's
-
where you are,
-
I would highly
-
recommend it.
-
It is a really
-
helpful tool.
-
And it can
-
function as an
-
emergency fund at
-
the same time.
-
Now, I know I
-
haven't talked
-
about debt.
-
I know I
-
haven't gone into
-
talking about
-
budgets.
-
Let me point you
-
to some resources
-
that can help you
-
without some
-
websites,
-
Crown Financial,
-
Dave Ramsey.
-
People are
-
different sides of
-
the fence with
-
Dave Ramsey,
-
but he offers
-
this course called
-
Financial Peace
-
University.
-
It will help
-
you.
-
Compass,
-
Compass
-
Finances
-
God's Way.
-
It's a good
-
organization to
-
help.
-
You can go to
-
any of those
-
websites to
-
get help here.
-
There's this
-
book,
-
a recommended
-
treasure principle.
-
There's true
-
riches.
-
But if you want
-
to talk to a
-
human being,
-
and you're
-
like,
-
we need help,
-
would you come
-
find me?
-
We can direct
-
you to someone
-
in our church
-
who can really
-
help you with
-
these kinds of
-
things.
-
things.
-
So when we
-
talk about
-
giving your
-
best to the
-
Lord,
-
three categories.
-
Give,
-
save,
-
spend.
-
What's your
-
next step?
-
To give your
-
best to the
-
Lord in your
-
actions.
-
Giving your
-
best to the
-
Lord is both
-
dealing with
-
posture and
-
practice,
-
kindness.
-
And every one
-
of us in the
-
room has room
-
to grow.
-
We all have
-
different income
-
levels in this
-
room, but what
-
will unite us in
-
our generosity as
-
we move forward
-
is if each of us
-
is growing in
-
giving our best
-
to the Lord.
-
We can do that
-
together.
-
So,
-
if you receive a
-
10,000 check in
-
the mail this
-
week from the
-
settlement of an
-
estate, what
-
would be
-
governing your
-
heart and your
-
actions?
-
I'd hope it be
-
at least this
-
question.
-
God is your
-
steward.
-
How can I
-
honor you best
-
in stewarding
-
this money?
-
Let's pray
-
together.
-
God in heaven,
-
we do thank you
-
so much for the
-
money you've
-
entrusted to us.
-
We want to be
-
delivered from the
-
love of money
-
day by day, and
-
the gospel does
-
just that.
-
It moves our
-
heart off of
-
money and moves
-
our heart onto
-
the treasure of
-
our soul,
-
Jesus.
-
Would you grow
-
us in our
-
attitudes and our
-
actions, our
-
postures and our
-
practice so that we
-
would excel still
-
more in this act
-
of grace.
-
It's in your name
-
we pray.
-
Amen.